Qatar Central Bank announced new regulations governing the provision of mortgage finance in Qatar, the new rules – offering highly attractive loan-to-value rates and repayment periods – have been designed to further expand Qatar’s already vibrant real estate sector by encouraging investment from Qatari Citizens, Non-Qatari Residents, and Non-Residents alike. Companies can also invest in real estate.

Different levels of borrowing and tenure periods apply, according to whether the property is residential, for commercial purposes, or for investment purposes with repayments reliant on property revenue.

Residential Properties (ready to occupy or under construction for personal residence) :

• Qatari Citizens loans up to 80% on properties worth up to QAR 6m (and 75% on properties above QAR 6m) over a period of up to 30 years.
• Non-Qatari Residents loans to 75% on properties worth up to QAR 6m (and 70% on properties above QAR 6m) over a period of up to 25 years.

Ready Commercial and Investment Properties:

• Qatari Citizens and Businesses loans up to 75% on properties worth up to QAR 10m (and 70% on properties above QAR 10m) over a period of up to 25 years.
• Non-Qatari Residents and Companies loans 70% on properties worth up to QAR 10m (and 65% on properties above QAR 10m) over a period of up to 25 years.
• Non-Resident Individuals or Companies loans up to 60% of the property value, over a period of up to 20 years (on properties worth up to QAR 10m) or 15 years (on properties over QAR 10m).

Commercial and Investment Properties (where repayment relies on property revenue):

• Qatari Citizens and Businesses loans 60% of the property value, over a period of up to 20 years.
• Non-Qatari Residents and Non-Residents (Individuals and Companies) loans  to 50% of the property value, over a period of up to 15 years.

Why Invest in Qatar?

The country offers a stable, resilient, and fast-growing economy with 100% foreign ownership permitted, 0% income tax, 10% corporate tax, the 4^th highest GDP per capita in the world, a multicultural society, and world-class infrastructure.

Why Invest in Lusail?

This smart and sustainable new city, a blueprint for Qatar’s urban transformation, comprises 38 square kilometres of contemporary urban landscape – incorporating diverse communities, residential developments, commercial areas, entertainment districts, exclusive islands,touristic facilities, cultural landmarks, and scenic waterfronts.

Explore the many and varied possibilities for investment in Lusail today!